Financial Corner

I am a 28 year old stay at home mother, who is not married. I am concerned about what this is doing to my retirement savings. I want to know what my options are to be prepared for retirement.
I forgot to mention I do not receive any assistance (e.g. welfare). I do live with my boyfriend, who is my daughter’s father.

how can I contribute to a pre-tax retirement plan and how much can i contribute??

I’d like to know if anyone has any idea on how I can retire comfortably even if I got a late start. Anything can help at this point!!!

Do you know a good place to start when your employer is not doing retirement because you do not have enough hours? I dont feel like Social Security will be around when I get to the age to draw. That will be like in 2040 something.

I know that the 401k plan is like stocks and it goes up and down and I do not want that so i was jus wondering is there an ira or a retirement plan that is interest based only.